An Energy Efficient Mortgage (EEM) is a mortgage that credits a home’s energy efficiency in the mortgage itself. EEMs give borrowers the opportunity to finance cost-effective, energy-saving measures as part of a single mortgage and stretch debt-to-income qualifying ratios on loans thereby allowing borrowers to qualify for a larger loan amount and a better, more energy-efficient home.
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Local utility incentives
Here is a link to a comprehensive source of information on state, local, utility and federal incentives and policies that promote renewable energy and energy efficiency.
The Database of State Incentives for Renewables & Efficiency (DSIRE)
